Monthly Archives: April 2016

I Really, Really Regret My Nasal/Sinus Sugery

UPDATE March 2018: I wrote this post almost two years ago. Things have actually gotten better since then. My septum still feels loose, but I’d completely forgotten about that until I re-read this post just now. My glasses are no longer too heavy, and the back of my nose no longer feels clogged (most of the time). I also only get post nasal drip now when I’m sick or when my allergies are acting up.  I’ve also come to realize that my “sinus” headaches are likely either migraines or being caused by eye strain. I’m actually currently in vision therapy to help the eye strain. Anyway, it took a couple years, but I’m pretty much back to normal now. So if you can deal with a couple months of recovery and 1-2 years of getting back to full normal, the surgery may be worth it.

Oh how I regret thee, let me count the ways…

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Mortgage Rates – Holy Crap!

In this article I get a dose of reality about mortgage rates and buying houses, and share my findings with the world.I periodically get emails from Zillow telling me about houses nearby and whether they’ve price dropped. I got one recently for a house that’s currently on the market for $72,500. I thought, wow, what a great deal! I wonder what that would cost me per month? So, just for fun, I decided to go use a mortgage calculator to find out what that type of mortgage would cost me per month. Mortgage rates today, per The Washington Post, are 3.59%. I put 4% into the calculator just to be safe. It gave me a figure of $346.13 per month for 30 years.

I thought wow, that’s not too bad, that’s like a third of my rent. Then I wanted to know how much interest I’d actually be paying, so I took a look at the amortization schedule and what I saw was disgusting. I was appalled. This was a huge slap of reality and adulthood right to the face for me.

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